Right Plan

Medicare
Part D

Prescription drug coverage to help lower your medication costs and protect against high drug expenses.

How Part D works

Part D coverage has different phases that determine how much you pay for prescriptions.

1

Deductible

You pay 100% of drug costs until you reach the deductible

2

Initial Coverage

You pay copays or coinsurance for covered drugs

3

Catastrophic

No remaining copays for the rest of the year

Formulary Coverage

Each plan has a list of covered drugs. Make sure your medications are included.

Cost Savings

Lower your prescription costs with copays and coinsurance instead of full price.

Protection

Catastrophic coverage protects you from very high drug costs.